Insurance: 

Clinics provide receipts with your diagnosis which you can submit to your insurer.

   

Please have a medical referral for physiotherapy care in accordance with HK law. 

 

In Hong Kong, it is common for insurance companies to ask for a referral from a medical referral in order to get  chiropractic fees reimbursed.  Some insurance companies even include that "requirement" in their policy brochures.  Please discuss any problems in this regard to your chiropractor.